Last Updated: September 29th 2025.
Welcome to our website (the myfinancialmuse.online). By accessing, browsing, or purchasing from this Site, you agree to be bound by these Terms of Use. Please read them carefully. If you do not agree with these Terms, you should not use this Site.
1. Acceptance of Terms
By using this Site, you confirm that you are at least 18 years old or using the Site with the supervision of a parent or legal guardian. Your continued use of the Site constitutes acceptance of these Terms.
2. Purpose of the Site (No Financial Advice)
All content available on this Site — including ebooks, guides, articles, digital downloads, and any other materials — is provided for informational and educational purposes only. We do not provide: - Personalised financial advice, - Professional financial, legal, or investment recommendations, - Any form of guaranteed financial outcomes.
Nothing on this Site should be interpreted as financial advice. You are solely responsible for any decisions you make. Always consult with a qualified financial professional before acting on any information provided.
3. Intellectual Property Rights
All content found on the Site — including text, images, digital products, logos, graphics, and downloadable ebooks — is the property of the Site owner and is protected by copyright and intellectual property laws.
You are granted a limited, non-exclusive, non-transferable licence to access and use the materials for personal, non-commercial use only. You may not: - Reproduce, distribute, or publicly display any content, - Share or resell purchased ebooks or digital files, - Upload or make our content available on other websites or platforms, - Modify or create derivative works based on our materials.
Any unauthorized sharing, copying, or redistribution of purchased content — including ebooks — is a direct violation of these Terms and may result in legal action.
4. User Obligations
When using this Site, you agree not to: - Engage in unlawful, fraudulent, or harmful activities, - Attempt to hack, disrupt, or misuse the Site, - Misrepresent your identity or use the Site for unauthorized purposes, - Share login credentials or purchased materials with others.
5. Purchases and Digital Products
All purchases of ebooks and digital products are final. Due to their downloadable nature, we do not offer refunds, unless otherwise required by applicable law.
You are responsible for ensuring your device is compatible with the digital formats offered on the Site.
6. Prohibited Sharing of Digital Content
When you purchase an ebook or any digital file from our Site, you are receiving a personal license for your use only. You may not: - Share the file with friends, family, or the public, - Upload it to file-sharing websites, - Reproduce or distribute any portion of the content.
Unauthorized sharing is considered copyright infringement and breaches these Terms.
7. Disclaimer of Warranties
The Site and all content are provided “as is” and “as available” without warranties of any kind. We do not guarantee: - Accuracy, completeness, or timeliness of information, - That the Site will be error-free or uninterrupted, - Any financial improvements or results.
You use the Site at your own risk.
8. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any damages resulting from: - Reliance on the Site’s content, - Use or inability to use any digital products, - Errors, interruptions, or data loss, - Financial or personal decisions made based on the content.
9. Privacy
Your use of the Site is also governed by our Privacy Policy. By using the Site, you consent to the collection and processing of information as described in that policy.
10. Third-Party Links
This Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of external sites.
11. Changes to Terms
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the Site indicates acceptance of revised Terms.
12. Termination
We may terminate or restrict access to the Site for any user who violates these Terms without notice.
13. Governing Law
These Terms shall be governed by and interpreted according to the laws of your local jurisdiction, without regard to conflicts of law principles.
By using this Site, you acknowledge that you have read, understood, and agreed to these Terms of Use.